Retirement planning is key if you want to enjoy your retirement. Retirement planning consists of two phases: pre-retirement funding and post-retirement income. Pre-retirement funding means investing in a retirement annuity. Things to consider include how much you can currently afford to invest and how long you have until you reach retirement age.
The second phase - post-retirement income - requires investing the proceeds of your retirement annuity into a life or living annuity. Post-retirement income considerations include choosing a product that is able to sustain capital growth while you receive an income and regularity of income payments.
- Old Mutual Wealth
- SA Retirement Annuity Fund
- Max Investments Retirement
- Unit Trusts Retirement Annuity
- Retirement Plan
- Max Income
- Unit Trusts Living Annuity